Welcome to 3ARating, Baiqin Credit Rating Co., Ltd. (hereinafter referred to as “Baiqin”) hereby reminds you (user) to read this User Agreement (hereinafter referred to as “agreement”) carefully before registering as a user. Your registration, login, use, and other behaviors shall be deemed as acceptance of this agreement and you agree to be bound by the terms of this agreement. This agreement shall be legally effective upon the commencement of the trial and membership of the website. Baiqin may update the contents of the agreement and will announce the revised terms of the agreement on the relevant page. You can check the terms of the agreement at any time on this website. If you do not agree to this agreement or any amendment to it at any time, you may voluntarily stop using the services provided by 3ARating; once you use 3ARating service, you will be deemed to have understood and fully agreed to the contents of this agreement.

As an independent third-party service platform, 3ARating provides you with related services including, but not limited to, global enterprise search and corporate credit information through the use of Internet information technology. The specific details are subject to the relevant service introduction page.

Your registration, login, use and other behaviors shall be deemed as acceptance of this agreement and agree to be bound by the terms of this agreement. This agreement shall be legally effective upon the commencement of the trial and membership of the website. Baiqin may update the content of the agreement, and will publish the revised terms of the agreement on the relevant page. You can check the relevant terms of the agreement at any time on this website. If you do not agree to this agreement or any amendment to it at any time, you may voluntarily stop using the services provided by 3ARating; any use of 3ARating service will be deemed to be your understanding and full agreement to the terms of this agreement.

3ARating reserves the right to modify the user agreement if necessary. If the agreement changes, the relevant content will be prompted on the relevant page, or the user can check the terms of the latest version of the agreement on this website. Users should voluntarily cancel or terminate the 3ARating service if they do not agree with the changed content. If the user continues to use the 3ARating service, it shall be deemed as accepting the change of the terms of the agreement.

The specific content of 3ARating is provided by this website according to the actual situation. This website reserves the right to change, interrupt or terminate some or all 3ARating services at any time. For any loss caused by the modification, interruption or termination of any network service, Baiqin does not bear any responsibility to the user or a third party.

3ARating service shall not be provided to any individual under the age of 16.

In order to use the services, you agree that: (1) you must meet the "minimum age requirement" (see below); (2) you can only have one 3ARating account with a real name; and (3) you are not restricted by 3ARating to use the service. The use of false information to create accounts violates our terms and conditions, including the act of registering accounts on behalf of them or on behalf of people under 16 years of age.

"Minimum age" means 16 years of age. However, if the law requires you to reach a certain age before 3ARating can legally provide services to you without parental consent (including the use of your personal information), then the minimum age is the specified age.

Users are required to provide accurate personal and corporate information to the website when applying for the services of the website. If there is any change in personal or corporate information, it must be updated in time.

After successful registration, each user will have a user account and corresponding password, which shall be kept by the user. The user should be legally responsible for all activities and events carried out by his user account. You agree to:
(1) Comply with relevant Chinese laws and regulations;
(2) Do not use the services of this website for any illegal purpose;
(3) Comply with all network protocols, regulations and procedures related to network services;
(4) The 3ARating service system shall not be used to conduct any behavior that may adversely affect the normal operation of the Internet;
(5) Do not use the 3ARating service system to conduct any behavior that is not conducive to this website;
(6) Select a password with strong confidentiality and high security;
(7) Ensure the security and confidentiality of passwords;
(8) Inform the website immediately of any illegal use of user accounts or any security breach of user accounts;
(9) Users shall not conduct continuous and frequent query operation when using, otherwise our background may seal your account number and shall not assume any responsibility to you;
(10) After each use, please exit safely. If you fail to act in accordance with the foregoing, you shall be fully liable for any action taken by any person using the password and account and your improper operation. The website shall not be liable for any loss or damage arising therefrom;
(11) Users shall not modify, adapt or translate our products and services, or create derivative works of our products and services, or obtain source code from our products and services by decompiling, reverse engineering, disassembling or other means. In the event of such circumstances, we shall have the right to terminate the service and reserve the right to claim loss from users. If the user's behavior is suspected of crime, it will be handled by the judicial organ.

(1) The way to purchase 3ARating products or services

(2) Product and service description

(3) Membership obligations

Baqin will contact you via email and announcements posted on its website. You will receive email notifications from Baiqin related to your account, including but not limited to service and product introduction, credit certification progress, product purchase notification, etc.

The relevant data content and information of enterprise information query function provided by 3ARating are publicized by themselves or their affiliated enterprises, only for users'reference. The authenticity of the relevant data needs users' own judgment, which does not constitute our opinions or guarantees to anyone, and Baiqin does not bear any legal risks or joint liability.

If you purchase 3ARating's credit card service, your uploaded information and content may be viewed by other members. You can choose whether to publish the above information and content. 3ARating May delete information or content at its own discretion, in accordance with laws and regulations or in reasonable circumstances, without sending notice.

(1) 3ARating is only responsible for the scope of responsibilities specified in this agreement and the relevant pages of the website.
(2) 3ARating's user information is provided by yourself, 3ARating cannot guarantee the accuracy, timeliness and completeness of this information, and you should assume full responsibility for your judgment.
(3) Some information about the products of this website comes from channels beyond the control of this website. Unless otherwise noted, such information has not been reviewed and cannot guarantee the accuracy, completeness, legality and timeliness of the information provided. The website shall not be liable for any direct or indirect losses caused (or claimed to be caused) by the use or reliance on any content, product, service or other material obtained from such sites or resources.
(4) You shall use all content obtained from this website at your own discretion and assume all risks arising from the use of the content. The products provided by this website do not mean to guarantee the business risks of customers. In any case, the website shall not bear any business risk of the user or any corresponding loss or damage caused by non-controlling factors or negligence for the loss caused by the customer's business decision, regardless of whether the business decision is made with reference to the information contained in this website.
(5) Except as otherwise provided in this Agreement, under any circumstances, the total liability for breach of contract incurred by this website shall not exceed twice the amount of service fee paid to this website by you.
(6) You are responsible for any dispute or loss caused by your failure to timely modify or confirm the service status or operation in time or to submit relevant applications, and 3ARating shall not assume any responsibility.
(7) Under any circumstances, if you use 3ARating platform's services (including but not limited to the loss caused by your operation error or the breach of the contract by a third party), you shall bear or solve by yourself.
(8) When this website recommends the content of other websites in the form of links, the website is not responsible for the usability of these websites or resources, and does not guarantee the authenticity and legitimacy of any content, products, services or other materials obtained from these websites. This website shall not be liable for any direct or indirect loss (or claimed loss) caused by the use or trust of content, products, services or other materials obtained from such websites or resources.
(9) The website shall not be liable for the disclosure of your registration information and use of the website (" privacy information ") in any of the following circumstances: 1. Force Majeure; 2. Accidents; 3. This website has taken reasonable protective measures against hackers and computer viruses; 4. You have not taken proper care of your privacy information; 5. You take the initiative to disclose your privacy information to a third person; 6. Other reasons not attributable to this website.

(1) Baoqin does not provide any warranty for

(2) You may download or obtain any information through the use of the service at your own discretion and at your own risk. You shall be fully responsible for any damage or loss of information in your computer system caused by the download of data.

(3) The advice and information you receive from 3ARating, Baiqin and our staff or through the service, whether written or oral, does not constitute Baiqin's warranty of the service.

(4) When you agree to the agreement, by default you have agreed to the above unsecured terms.

Unless otherwise stated by Baiqin, all content, products, technologies, data and other information on this website, including but not limited to works, pictures, archives, information, materials, website structure, layout of website pictures and web page design, shall be owned by 3ACredit (Shanghai) Enterprise Development Co., Ltd. in accordance with the law, including but not limited to trademark rights, patent rights, copyright, trade secrets, etc.

No person may modify, publish, disseminate, transfer or sell, create derivative works, or in any way utilize any of these contents in part or in whole without the written consent of Baqin. Users may download copyrighted materials only for personal use. Except as specifically permitted by copyright law, any reproduction, redistribution, redissemination, publication or commercial use of downloaded material without the permission of 3ARating is not permitted. Any permitted reproduction, redistribution, re-dissemination, and publication of the downloaded material shall not be altered in any way with the intent of the originator, trademark legend, or copyright description. The user acknowledges that he/she does not have any rights to the downloaded material.

Users shall not upload or post any material on the site that is protected by copyright, trademark or other rights without the special consent of the rights owner. Users shall be liable for any harm or damage caused by infringement of copyright and other rights. If the user submits material in any public area of the website, the user automatically permits or authorizes the owner of the material to specifically authorize 3ARating to enjoy free use, permanent, irrevocable, non-exclusive rights and worldwide. Use, copy, modify, adapt, publish, translate, distribute, etc. (partially or wholly) and/or incorporate any form of media, or any technology now known or later developed, within any copyright term contained in such materials. The user also allows any other user to access, view, save, or copy the material for personal use. Users therefore allow 3ARating the right to edit, copy, publish and distribute any material that is freely available to users on the site.

You may use this information on this website provided that the 3ARating trademark is clearly marked on all copies; Moreover, you may not modify or disclose such information without our written permission. We reserve other rights with respect to such information. Without the consent of the company, anyone shall not, without approval (including but not limited to: in the form of illegal copy, distribute, display, image, upload, download), or through irregular means (such as: the malicious intervention company data) affect the normal service of the company website, and anyone shall not obtain the data of this website automatically by software program without permission. Otherwise, the company will pursue legal responsibility according to law.

The user or Baqin may interrupt the service at any time according to the actual situation. Baqin is not responsible to any individual or third party for interruption of service at any time. If the user objects to any proposal of the agreement or has any objection to the subsequent modification of the agreement, or is dissatisfied with 3ARating service, the user has only the following right of recourse:
(1) No longer use 3ARating service.
(2) End the user's qualification to use 3ARating service.
(3) Notice 3ARating discontinues the service of the user.
Upon termination of the user service, the user's right to use the 3ARating service is immediately terminated. At the same time, 3ARating or Baqin is no longer liable to the user.

The user shall be responsible for the mutual behavior between you and other members. The website reserves the right, but has no responsibility to monitor disputes between you and other members. If other users are found to be in violation of the law or this agreement, they can report to Baiqin.

If you agree to this agreement, you will abide by the following by default:
(1) Comply with all applicable laws, including but not limited to privacy laws, intellectual property laws, anti-spam laws, export control laws, tax laws and regulatory requirements;
(2) Provide accurate information and update information in a timely manner;
(3) Use the real name in the file;
(4) Use "service" in a professional manner.

If you agree to this agreement, by default you agree not to do the following: (1) Upload, display, post, disseminate or otherwise transmit any information (including but not limited to pictures, texts, video, links, music, etc.) containing any of the following contents:
a. Opposition to the fundamental principles established in the Constitution;
b. Endangering state security, divulge state secrets, subvert state power or undermine national unity;
c. Damaging the honor and interests of the state;
d. Inciting ethnic hatred, ethnic discrimination or undermining national unity;
e. Sabotaging the state's religious policies and promoting heresy and feudal superstition;
f. Spreading rumors, disturbing social order and undermining social stability;
g. Spreading obscenity, pornography, gambling, violence, murder, terror or instigate crimes;
h. Insulting or slandering others and infringing upon the lawful rights of others;
i. False, fraudulent, harmful, coercive, invasion of privacy, harassment, invasion, defamation, vulgarity, obscenity, inconformity with public order or other morally objectionable contents;
j. Contains any other content restricted or prohibited by Chinese laws, regulations, rules, regulations and any legally effective norms.
(2) Create a false identity on 3ARating, distort your identity, create a membership profile for anyone other than yourself (a real person), use or attempt to use someone else's account;
(3) Develop, support or use software, equipment, scripts, automated programs or any other method or process (including crawlers, browser plug-ins and add-ons or any other technology) for data collection or reproduction of career files and other information in the services;
(4) Override any security features or bypass or circumvent any access control or service usage restrictions (such as keyword search or maximum number of file views);
(5) Use 3ARating to conduct advertising release, disguised advertising, word-of-mouth marketing, product sales, pyramid selling and other activities without written permission.
(6) Reproduce, use, publish or disseminate any information obtained through the services without the consent of 3ARating, whether directly or through a third party (such as a search engine);
(7) Delete or modify information published by individuals or companies other than the publisher;
(8) Disclose information that you are not authorized to disclose, such as others' confidential information;
(9) Infringement of the intellectual property rights of others, including Copyrights, patents, trademarks, trade secrets or other proprietary rights; For example, do not copy or distribute (except through the available sharing function) other people's articles or content without their permission. Others may publish articles and content under a creative Commons license, indicating that reproduction or dissemination is permitted;
(10) Infringement of intellectual property rights or other rights of 3ARating or shang anxin;
(11) Reverse engineering, decompilation, disassembly, decoding or attempting to derive the source code of the service or any relevant non-open source technology;
(12) Rent, lease, lend, trade, sell/resell or otherwise profit from, or obtain, the services or related data without the consent of 3ARating;
(13) Monitor the availability, performance or functionality of the services for any competitive purpose;
(14) Overwrite or otherwise modify the service or its appearance (for example, insert elements in the service or remove, overwrite or mask advertisements contained in the service);
(15) Interfere with the operation of the service or put unreasonable load on the service (such as mass mail, denial of service attack, virus, game calculation).

3ARating absolutely respects the privacy of users. 3ARating will never publish, edit or disclose any information of users to any third party, unless it is required by law and government or with the consent of users. For details, see the user privacy policy.

(1) The effectiveness, performance, interpretation and dispute resolution of this agreement shall be governed by the laws of the People's Republic of China; you agree that disputes arising from this agreement and the use of 3ARating services shall be settled by the court of the domicile of 3ACredit (Shanghai) Enterprise Development Co., Ltd. by litigation.
(2) You understand and agree that we have the right to change this agreement according to the upgrade of the service. We will announce relevant changes in our website and related products and services. Please pay attention to them at any time. After the modification of this agreement, your continued use of 3ARating and related services will indicate that you have agreed to and accepted the modification of this agreement.