3ARating believes that a scientific and mature credit rating system should have two major sections: quantitative analysis system and qualitative analysis system.
In terms of quantitative analysis, the model we adopted is an evaluation system exclusively designed and developed by 3ACredit (Shanghai) Enterprise Development Co., Ltd., Baiqin Credit Rating Co., Ltd. and Creditreform Rating AG of Germany. Compared with the traditional general model, we pay more attention to the short-term liquidity analysis and solvency evaluation of enterprises. The system has strong practicability and wide range of application, which is closely related to the daily risk decision-making of enterprises. In terms of qualitative analysis, 3ARating has a professional credit analysis team, comprehensive international technical support, advanced corporate credit rating concept, and the strongest technical advantage in the industry in the short-term default evaluation service of enterprises. The team has sensitive insights and research experience in every segment industrial market in China and around the world, and has participated in government research projects for many times, covering domestic and foreign macro-economy, strategy and policy, industry research, etc.

3ARatings is true in content, accurate in data and reliable in results.
The rating personnel of Baiqin always rate according to the objective information of the rated company, and issue rating results and reports according to reasonable and standardized procedures. The source of rating information is not allowed to be forged, and the source of information that is untrue or illegal is excluded. All rating results must be based on objective information and rating methods, and truthfully reflect the true state of the rated company. The data used by the 3A Credit Research Center to evaluate the enterprise risk index and credit rating are provided voluntarily by the main entity (some data will be compared and verified with the published materials) and do not constitute any express or implied opinion or assurance of any person.

3ARating achieves a scientific and objective rating system and practical, authoritative rating results.
The 3A Credit Research Center has established a scientific and objective risk rating system to make all claims meet regulatory requirements and to solve problems that are lower than expected. Our rating staff and members of the credit review committee are always required to remain independent during the rating process, regardless of the rated company and external factors. 3ARating is the first institution in China to apply big data statistics to the SMEs credit rating model, as we have been committed to developing a rating system for the Chinese market. The 3A credit rating model we use is the result of the joint research and development of Baiqin and CreditReform in Germany. It has been recognized by the European Central Bank and the China Banking Regulatory Commission. It is professional and authoritative enough to compete with the three major international rating agencies.

After the company is registered and certified, you can enjoy the following functions:
1) Search and view the details of the target company, including 3A number, rating results, operating status, etc.
2) Check out free professional industry analysis reports and industry research reports, or customize reports according to user needs;
3) Enjoy professional and customized services.

When you become our member and purchase 3ACredit Card services, you can enjoy the following features:
1) Customize your own exclusive 3ACredit Card to help you fully display your credit status to other importers, exporters, manufacturers, insurance institutions, government departments, commercial banks, research institutions, etc.
2) Certificate and rating report service: After registration and certification, enterprises can selectively pay for "3A authentication certificate", "3Arating certificate", "CRrating certificate" services. You can also enjoy downloading rating reports and field certification reports;
3) View the 3ACredit Card of target corporate, and carry out operations such as “After reaching the 3ACredit card page, users can view the rating information of the target enterprise, including 3A-N-S Number (3A ID), rating results, operation status and so on. Users can also "pass 3AC Card" to the enterprise.” and “follow” to help the user to monitor the dynamics of the target company and expand the possibility of business cooperation;
4) Check out the free professional industry analysis report and industry research report, and customize the report according to the needs of users. 3A Rating will arrange a professional analyst team to report and write within three working days after receiving your request and payment;
5) Enjoy one-on-one customized service. After becoming a corporate member, 3A Rating will arrange professional staff to solve your problems one-on-one and provide customized services.

3ACredit Card is a service that Baiqin promotes corporate credit verification and display in the world. It uses 3ACredit's proprietary 3A-N-S Number (3A ID) and 3ARating's special rating symbol as the basis of the enterprise identity system, giving the company an internationally exclusive identity. Regular verification, disclosure and promotion of corporate information.
3ACredit Card is designed to help you more effectively handle the cumbersome verification and analysis of various indicators, to more easily, objectively and comprehensively understand the competitiveness of enterprises, to screen and identify the potential risks of enterprises, and to display and improve them in a targeted manner. To apply for a 3ACredit Card, you will receive the following services:
1) 3ACredit card (electronic version);
2) 3ARating Certificate & Creditreform Certificate (physical);
3) 3ARating corporate credit certification label (vector);
4) Enterprise certification information will be displayed on the 3ARating platform;
5) Credit cards will be promoted to trade service platforms in countries around the world.

3ACredit Card is suitable for participants in different roles in the business sector, such as manufacturers, insurance companies, government agencies, commercial banks, importers and exporters.
For manufacturers, 3ACredit Card can be used to solve problems such as geographical decentralization, system fragmentation, and management model limitation in supply chain management. For importers and exporters, it can be used to quantify, identify and avoid risks, and reposition high-quality customers. As for government departments, you can use 3ACredit Card to achieve accurate positioning of high-quality enterprises.

You need to register as our member and pass the certification. Click the “Apply for 3ACredit Card” button on the homepage to make payment and fill in the information. After passing the review, you can enjoy the 3ACredit Card service.

YES. All products and services purchased by users on the 3A Rating website (such as 3ACredit Card, customized reports, etc.) support a variety of different payment methods such as 3ARating balance, Alipay and WeChat.

Online application, you need to upload:
1) Business license;
2) Audit report;
3) Balance sheet;
4) Income statement;
5) Social security payment list;
6) Other materials that you feel are needed.
We will review the documents you upload and will certify within 3 business days. After the credit certification is completed, we will conduct on-site certification according to the contact information and address you reserved. Please prepare the following materials in advance:
1) The original copy of the venue rental or purchase agreement, or photocopy stamped with the official seal;
2) The original or photocopy stamped with the official seal of the production license;
3) Various quality certification certificates;
4) Other certificates that reflect your company's production management capabilities.

YES. After the company purchases our 3ACredit Card service, if you are not satisfied with the rating given by 3A Rating, you can click the “Improve rating” button on the 3ACredit Card page, and the page will jump to “Contact Us”. On the “Contact Us” page, the user needs to fill in the valid contact information according to the page prompt, and write the claim to improve the rating in the “Content”. 3A Rating background will Contact to give a reply within three working days after receiving the user's information. After double-issue negotiation, an objective assessment will be made based on actual conditions and data, but there is no guarantee that the rating result will be improved.

YES. If you want to modify the 3A rating results, please click "Improve Rating" on the 3ACredit Card page to contact 3A Rating; if you want to modify the administrator's business card, please click "I want to modify" on the page to modify online; if you have other 3ACredit Card information for dissent, please click on "Contact Us" on the "About Us" page to fill in the request and we will contact you after receiving the information.

3ARating also offers industry research services, which you can view on our website for free industry reports or to purchase existing ones. If you do not find the industry research report you want, we also provide customized reporting services, including but not limited to supply chain management solutions, market index research, risk management consulting.

To put it simply, the industry analysis report is a brief introduction to the overall situation of an industry, suitable for users who need to have a preliminary concept for an industry; and industry research reports, also known as in-depth research reports, is an in-depth study of an industry, which is suitable for users who need to know more about an industry. You can choose different types of reports according to your needs.

You can visit our official website www.3arating.com, the WeChat Official Account and App are under construction and will be open to users soon.

You can contact the 3A Rating product team by phone (+86 2136386226) or email (info_3arating@3acredit.com) and we will arrange someone to address your needs.